+91 99601 91733 info@atulrpatillegal.com
Pune • Mumbai

Banking & Finance Support

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We work on both sides of the lending table — empanelled-style legal support for lenders, and defence and settlement advisory for borrowers.

What This Service Covers

Title search and legal scrutiny reports (LSR) for loan sanction
Mortgage, hypothecation and loan documentation
SARFAESI Act proceedings — Section 13(2) notices, possession, auction support
Debt Recovery Tribunal (DRT) matters and recovery suits
One-time settlement (OTS) negotiation and restructuring advisory
Due diligence for project finance and consortium lending

Our Approach

For banks, NBFCs and cooperative credit institutions, we prepare legal scrutiny reports that lenders can actually rely on — tracing title over 30 years, flagging defects candidly, and specifying the exact documents needed to perfect the security. Our mortgage and facility documentation is drafted for enforceability, not just for the file.

When accounts turn non-performing, we assist lenders through the SARFAESI process: demand notices, reply handling, taking symbolic and physical possession, valuation and auction formalities, and defending challenges before the DRT and DRAT.

For borrowers and guarantors, we review the validity of recovery action, respond to notices, negotiate settlements and restructuring, and where necessary contest irregular proceedings — protecting legitimate interests while keeping resolution practical.

Discuss your matter with us
Confidential consultation • Pune & Mumbai offices
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